Terms of Use

Last updated: May 7, 2025


By using Lozorioinsurance.com in any manner, you agree to all the terms and conditions contained or referenced in these Terms of Use. These terms are intended to ensure that all users understand their rights and responsibilities while interacting with our services. These Terms of Use only apply to your use of our website and do not change or alter any other agreement or contracts.

 

We encourage you to review this page regularly as we reserve the right to modify or change these Terms of Use at any time without prior notice to you. If you do not agree with any part of these Terms, please do not use this website or services.



Use of this Website


You may use this site only for lawful purposes and personal, non-commercial use. You agree not to misuse the site or its content in any way. Included but not limited to:

  • Attempting to gain unauthorized access to systems or accounts
  • Using the site to distribute malicious software or spam
  • Interfering with the proper working of the site


Quotes & Information


Any quotes provided on this site are estimated based on the information you provide and are not binding. Final terms, coverage options, and premiums are determined through underwriting and may vary based on your application.

Jurisdictional Statement


This website is controlled, operated and intended for use only in the United States of America. We do not represent that materials on this Website are appropriate or made available for use outside of the United States of America. These Terms of use are governed by and constructed in accordance with the laws of the State of Texas. Any dispute concerning this site shall be subject to the exclusive venue of competent jurisdictions in Harris County, Texas.


Privacy and Security


Please review our Privacy Policy, as it will help you understand how we safeguard user information.



Copyright & Trademark


All materials on this site including Logos, Graphics, Text, and software are the property of Lozorio Insurance Agency or its Licensors are protected by intellectual property laws. You may not use, copy, or distribute any materials without prior written permission.


Limitation of Liability


To the fullest extent permitted by law, Lozorio Insurance Agency shall not be liable for any damages arising from or related to your use of our site, including direct, indirect, incidental, or consequential damages.







If you have any questions regarding our terms of use please contact us at info@lozorioinsurance.com or by phone at (346) 315-1366



SMS Terms & Conditions


1- SMS Consent Communication: The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.


2- Types of SMS Communications:

If you have consented to receive text messages from Lozorio Insurance Agency , you may receive messages related to the following:

  • Reminders
  • Follow-up messages
  • Billing inquiries
  • Updates


Example: "Hello, this is Lozorio Insurance Agency following up on your quote request. You can reply STOP to opt out of SMS messaging at any time."


3- Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 5 SMS messages per week related to your policy account.


4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.


5- Opt-In Method:

You may opt-in to receive SMS messages from Lozorio Insurance Agency in the following ways:

  • Verbally, during a conversation
  • By submitting an online form


6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.


7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at (346) 315-1366.

Additional Options:

  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

 

8- Standard Messaging Disclosures:

  • Message and data rates may apply.
  • You can opt out at any time by texting "STOP."
  • For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.
  • Message frequency may vary